Blog - Sposen Homes

Oct

Construction Financing: Understanding Float Down Rates

Building your dream home is an exciting journey, but it comes with its fair share of financial considerations. One of the most critical aspects is securing a favorable interest rate for your Construction-to-Permanent loan. As you navigate the construction phase, you’ll lock in an initial rate for a Construction-to-Permanent loan. But what if interest rates drop before your loan converts into a traditional mortgage? This is where Float Down Rates step in to offer you a unique opportunity for savings and peace of mind – they’re your secret weapon in the ever-fluctuating world of interest rates. Continue reading ..

Sep

Build Your Dream Home with a Construction-to-Perm Loan

If you are planning to build a new construction home in Florida, you may be wondering how to finance your project. One financing option to consider is a construction-to-perm loan. In this blog post, we’ll explain what a construction-to-perm loan is, how it works, and when interest payments are due. We’ll also discuss how the loan converts to a permanent loan at the completion of construction.

Sep

11 Tips For Navigating Hurricane Damage Insurance Claims

Dealing with the aftermath of a hurricane can be an overwhelming experience for homeowners, especially if there was property damage from the storm. While it may be tempting to put off filing insurance claims until the electric is back and cleanup is finished, it’s a crucial matter that requires attention as soon as possible. To help homeowners navigate this daunting process, we’ve put together 11 tips for tackling insurance claims after hurricane damage.

Aug

6 Benefits of Using Salt Chlorinator Pool Equipment

As a homeowner in Florida, you know that having a swimming pool is one of the best ways to enjoy the beautiful weather and stay cool during the summer months. But maintaining a clean and safe pool can be a time-consuming and costly task, especially with the need for regular dosing of chemicals such as chlorine. That’s where salt chlorinator pool equipment comes in.

Jul

Lee County School Zones: Where to Build Your Home?

Are you looking to purchase a lot in Lee County with the intention of building your dream home? Do you have young children or plan to start a family in the near future? If you check both boxes, then Lee County’s decision to switch to proximity-based school zones may influence where you plant your roots.

Jul

Set It and Forget It: In-Wall Pest Prevention Style

As a residential home builder, we understand the importance of keeping pests at bay. Pests can cause significant damage to a home’s structure and can also pose health risks to the occupants. Plus, let’s face it nobody wants to share their home with uninvited guests. We recommend the installation of in-wall pest prevention systems to all homeowners to ensure that our clients don’t have the deal with unwanted tenants.

Jun

6 Reasons to Build a Pool with Your New Construction Home in SWFL

As a builder in Southwest Florida, we understand the importance of creating a seamless integration between indoor and outdoor living spaces in your home. One of the most sought-after features for homeowners in this tropical paradise is a swimming pool. In this informative blog post, we will highlight six compelling reasons why you should consider contracting a pool at the same time as your new construction home. Adding a pool to your property can expand your outdoor lifestyle and create a haven of relaxation and enjoyment.

May

On Trend Backsplash Designs to Elevate Your Kitchen

As a new construction home builder, we recognize the importance of offering our clients the latest design trends that will enhance their living spaces. A kitchen backsplash is an essential component of any kitchen, and by incorporating the latest interior design trends, we aim to provide our clients with a remarkable and practical kitchen they will be proud to call their very own.

PURPOSE OF A BACKSPLASH

A kitchen backsplash protects the wall behind the stove and sink from splatters and spills, keeping the kitchen clean and preventing damage to the wall. A well-designed backsplash can also enhance the look and feel of the kitchen. It is quite often used to tie together the cabinets, countertops, and flooring to create a cohesive look for a kitchen. Backsplashes offer the perfect opportunity to add color, texture, and visual interest to a space. With choices like bold patterns, unique materials, or creative layouts, a well-designed backsplash can be a stunning focal point in any kitchen.

Apr

Maximize Your Home Buying Budget with a Buy Down Rate

At Sposen Homes, we understand that buying a home is one of the biggest financial decisions you’ll ever make. That’s why we want to help you make informed decisions about financing your new home. In this blog post, we’ll explain how buy down rates can help you afford your dream home and maximize your budget.

What is a Buy Down Rate?

A buy down rate is a mortgage financing option that allows you to pay an upfront fee to lower your interest rate and monthly mortgage payments for the first few years of your loan. This upfront fee can be paid by you, the seller, or even a third party. Continue reading ..

Mar

10 Ways to Care for your Home this Spring

As the temperatures rise and the flowers bloom, spring is the perfect time to give your house some much-needed TLC. Here are 10 ways to care for your house this spring:

1. Clean Gutters and Downspouts: Your gutters and downspouts may have accumulated leaves, twigs, and other debris that can block the flow of water. This can lead to water damage, so it’s important to clean them out in the spring. Use a ladder to access the gutters and scoop out any debris by hand or with a gutter scoop. Then, use a garden hose to flush out any remaining debris, and check that the downspouts are flowing freely.

2. Check the Roof: Winter weather can take a toll on your roof, so it’s important to check for any damage in the spring. Look for loose or missing shingles and check for any signs of leaks or water damage. If you notice any problems, contact a professional roofer to address them before they become more serious.

Sposen Homes Blog

What is a Buy Down Rate?