High home insurance costs are one of the biggest concerns for Florida homeowners right now. For many buyers, premiums have become just as important as mortgage rates, taxes, and monthly utility costs when deciding what kind of home makes the most financial sense.
It’s easy to overlook, but the type of home you buy can have a major impact on what you pay for insurance.
While many people focus on square footage, finishes, or location, insurers are looking closely at risk. And in Southwest Florida, risk matters.