Cape Coral Homebuilder - Sposen Homes

Category: Cape Coral Homebuilder (71)

Oct

How the COVID-19 Pandemic May Affect Your Homeowners Insurance.

A home insurance policy may not be a requirement for most homeowners, but if you have one, it certainly gives you some peace of mind. After all, a disaster can strike your home at any time, and your homeowners’ insurance policy is your guarantee that you will be able to recover from the damage and losses it may cause.

COVID-19, however, has many policyholders worrying about their home insurance coverage. They already know the pandemic is affecting the economy, and it is likely to make an impact on the insurance industry as well.

How worried should you be about the impact COVID-19 might have on your homeowner’s insurance?

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Sep

Why Entering the Housing Market is More Attainable Than Ever!

While much of the world is currently in a state of uncertainty, the housing market is in its most viable state. Rates are lower than ever, and it is a seller’s market. Anytime spent on a listing site would show that houses are spending a record short time on the market and are often going for asking price or above. First-time home buyers are taking advantage of every program available, and it is allowing many homeowner goals to be achieved much sooner than expected.

Why Now is the Best Time to Own A Home

This current boom in home buying is attributed to one factor above all others: record-low interest rates. These low rates are the result of the Federal Reserve buying larger and larger amounts of government bonds and keeping the interest rate near 0%. This has led to more families than ever being able to accelerate or achieve their long-term homeowner goals. Becoming homeowners for the first time and having the opportunity to move into the home of their dreams is becoming a reality for so many. Many families have spent their extended time at home and are more motivated more than ever to take advantage of every tool available to help them reach their goals.

Jul

Differences Between Virgin Ground and Finished Floor Elevation

When building a home every lot has unique elevation attributes based on it’s location. Before you can build the home of your dreams, preparations need to go into the lot you have selected to build on. Estimating the costs to take a lot from its existing elevation to the required finished floor elevation (FFE) is extremely important to determine the feasibility to build a new construction home within your allotted budget. Before being able to understand the elevation, it is important to understand some of the terms used.

Jul

Discover the Benefits of Multi-Generational Floor Plans

A new trend is emerging in the home building industry and its been driven by the rise in multi-generational living. Multi-generational living is a household of family members or extended family from different generations living under one roof.

Jun

20+ Unique Floor Plans at Your Fingertips! Which is Right for You?

The time has come, and you are ready to make your dream home a reality! The question is, how do you make all those dream images of what the perfect home for you looks like come to life? It can become overwhelming and often clients need help distinguishing between floor plans that meet all their needs and wants.

Oct

Choosing the Right Flooring Tile

Often times in the flooring world, we interchangeably refer to ceramic and porcelain as TILE. They are both in the tile family, come in many shapes and sizes and both offer great choices. However, there are a few major differences and it is important to understand those differences before making your purchase. Continue reading ..

Sep

Pricing out a Custom Home

We get a lot of inquiries from clients about building custom homes. Many factors come into play when determining a price for a custom floor plan, but some of the main ones are outlined below.

Soft costs

Soft costs are the costs associated with the specific lot location. They include things like fill, clearing permit and impact fees. Different lots have different fill dirt costs which are determined by the finished floor elevation requirements vs the current lot elevation. Also any clearing required will also add to the costs as well. Keep in mind the removal of trees will require additional dirt to be brought in to fill in the holes left by removal of the stumps. The tree debris will also need to be hauled away as well. Permit costs and impact fees are determined by the local governing municipality and have a direct relationship to the house size and the “impact” it will have on the neighborhood.

We perform a lot inspection in order to better assess the costs associated with your lot.

FLOOR PLAN & structural engineering associated

The floor plan layout and engineering design have a direct effect on the costs associated to construct. The more complex the floor plan is, the more it will cost to construct. More complex plans require additional engineering and additional engineering usually requires a more highly skilled subcontractor to execute. Plan engineering will determine a lot of things, including the number of concrete pour cells and size of structural beams required to span across different openings. Concrete costs typically makes up 15-20% of any housing budget and therefore has a major impact on build cost. The number of courses of concrete required for your stem wall foundation or the height of your tie beam are major contributors to concrete costs.

We use our 65 years of combined construction experience to value engineer your custom plans to ensure you get a quality product without breaking the budget.

Selections and Finishes

Finishes have to do with flooring and cabinets selections as well as electrical and plumbing fixtures. As you can imagine there are an array of different options and all of which have major differences in costs. Flooring costs have the greatest swing in prices with Carpet being the most affordable and the cost of popular plank tiles being a lot more. Cabinets costs vary based on the composition of the cabinet boxes, the door styles and the cabinet options. Plumbing and light fixtures also have big swings, designer fixtures always garner a premium.

We like to have our clients either pick from one of our pre-selected finish options or sit with one of our designers to pick all their custom finishes prior to finalizing their custom home budget.

Final Thoughts

Once we have a complete understanding of the above information we can accurately price out a set of plans within a week or so. The final timeline has a lot to do with how quickly we can get your selections figured out. If you have a custom home plan you need priced out or are interested in having a set of plans created, please reach out to us and we will help you to understand the next steps.

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Jun

New Construction Process Overview

As you can imagine, there are many moving parts that are coordinated when constructing a home. We don’t expect you to be construction experts, however we do like to inform you as to what to expect over the initial weeks and latter months. There are 5 main steps that have to be completed in order to deliver a new construction home, all of which are all outlined below. Each of the steps contain an overview of all the sub processes that make them up.

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Jan

Get to Know Our Team: Thomas Kimble

Professional meets Personal

At Sposen Signature Homes, we want you to feel like part of our family! We have created an amazing team of professionals that we think you’re going to love. Many of our clients have to opportunity to meet our General Contractor, Thomas Kimble, and ask him any new construction homebuilding questions they might still have. While many of our clients know “Tom”, we wanted to focus on a side of him that they may not have an opportunity to see right away! Continue reading ..

Jan

What to Expect with the CCCIA Builder’s Showcase

On Jan. 22 to 24, Jan. 29 to 31, and Feb. 5 to 7, Sposen Signature Homes will be highlighted as part of the Cape Coral Construction Industry Association (CCCIA) Builder’s Showcase. This three-weekend event is scheduled to run from 10 a.m. to 5 p.m. on Fridays and Saturdays and from noon to 5 p.m. on Sundays. Continue reading ..