When it comes to building a new home in Southwest Florida, time is important, especially when you’re eager to watch your dream home take shape. But with local permitting offices overwhelmed, delays can be inevitable. That’s why many reputable builders like Sposen Signature Homes turn to private providers to help keep your build on schedule.
What’s a Private Provider?
Under Florida law (F.S. 553.791), builders can hire licensed private providers, think engineers or architects, who perform the same plan reviews and code inspections that municipal departments would typically handle.
The result? A faster, more predictable build experience for the buyer.
Why Private Providers Are a Smart Choice for Your New Build
Faster Turnaround Times
Municipal departments in places like Cape Coral, Lee County, and Charlotte County are dealing with record-high permit volumes and staffing shortages. That can mean weeks of waiting just to get plans reviewed or an inspection scheduled.
Private providers work independently of those backlogs. Their focus is solely on your project, which means reviews and inspections can often be completed in days—not weeks. That keeps your build moving forward and your timeline intact.
Flexible Scheduling That Keeps Construction on Track
One of the biggest advantages of working with a builder who uses private providers? Flexibility.
City inspections require scheduling days (sometimes weeks) in advance, and they’re often delayed or canceled at the last minute due to workload. Private providers allow your builder to schedule inspections when the job is ready, sometimes as soon as the next day.
That kind of flexibility keeps subcontractors working, reduces costly downtime, and prevents the frustrating gaps between trades that can slow everything down.
No Impact on Your Lender or Loan Process
A common concern we hear is, “Will using a private provider affect my loan or draw schedule?” The short answer is no.
Your lender will still perform their own inspections at each construction milestone before releasing funds. Private provider inspections are strictly for code compliance, while the lender focuses on the progress tied to your loan. Both works independently—and together they help protect your investment.
Faster Doesn’t Mean Cutting Corners
It’s natural to wonder if speeding things up means sacrificing quality. The good news? That’s not the case here. Your home is still required to meet the same Florida Building Code standards whether it’s inspected by a private provider or the city.
Plus, local municipalities have the right to audit any inspection at any time, adding another layer of oversight.
At Sposen Homes, we work only with trusted, fully licensed private providers who know Southwest Florida’s unique building conditions inside and out. It’s one more way we protect your investment while keeping things moving.
The Bottom Line
Choosing a builder who uses private providers means choosing a team focused on delivering your home on time without compromising on quality or safety.
With faster permitting, flexible scheduling, and expert oversight, private providers help make the building process smoother and more efficient. At Sposen Signature Homes, it’s just one of the ways we’re committed to getting you into your new home and living the Florida lifestyle as soon as possible.
Ready to learn more about our build process? Contact us today and experience the Sposen difference.
Chapter 553 Section 791 – 2024 Florida Statutes – The Florida Senate