Cape Coral Homebuilder - Sposen Homes

Category: Cape Coral Homebuilder (67)

Apr

Maximize Your Home Buying Budget with a Buy Down Rate

At Sposen Homes, we understand that buying a home is one of the biggest financial decisions you’ll ever make. That’s why we want to help you make informed decisions about financing your new home. In this blog post, we’ll explain how buy down rates can help you afford your dream home and maximize your budget.

What is a Buy Down Rate?

A buy down rate is a mortgage financing option that allows you to pay an upfront fee to lower your interest rate and monthly mortgage payments for the first few years of your loan. This upfront fee can be paid by you, the seller, or even a third party. Continue reading ..

Mar

10 Ways to Care for your Home this Spring

As the temperatures rise and the flowers bloom, spring is the perfect time to give your house some much-needed TLC. Here are 10 ways to care for your house this spring:

1. Clean Gutters and Downspouts: Your gutters and downspouts may have accumulated leaves, twigs, and other debris that can block the flow of water. This can lead to water damage, so it’s important to clean them out in the spring. Use a ladder to access the gutters and scoop out any debris by hand or with a gutter scoop. Then, use a garden hose to flush out any remaining debris, and check that the downspouts are flowing freely.

2. Check the Roof: Winter weather can take a toll on your roof, so it’s important to check for any damage in the spring. Look for loose or missing shingles and check for any signs of leaks or water damage. If you notice any problems, contact a professional roofer to address them before they become more serious.

Mar

Flooded to Freedom: How Culverts Protect Your Property

Culverts are a type of drainage structure commonly used in home construction to manage the flow of water around and beneath a property. They are typically installed in areas where water tends to accumulate, most commonly along the edges of driveways or roads.

The Role of Culverts in Home Construction

Culverts play a crucial role in managing the flow of water around and beneath homes. They are installed in areas prone to water accumulation, such as along driveways and roads. Culverts come in various shapes and sizes, and they’re constructed using durable materials like concrete to channel water from one area to another without causing soil erosion or damage to surrounding properties.

Feb

Make a big impact on your home’s look and feel with lighting!

Lighting can have a big impact on the design of your home. It can give a room a warm and inviting feel or create a dramatic atmosphere. Proper lighting can also make a room look larger or smaller than it is, depending on how you use it. When planning your home’s design, consider the type of lighting that will bring out the best features of the room. You can use task lighting for activities such as reading, accent lighting to highlight artwork or other special features, and general lighting to provide overall illumination. By carefully placing lights in strategic spots, you can create a powerful design statement that really brings out the beauty of your home.

Nov

What is Builder’s Risk Insurance?

Builder’s risk insurance helps protect buildings under construction. For a home builder, it minimizes the risk that they take for potential property damage that could occur during the construction on a property. A construction project is protected from property damage from fire, lightning, hail, explosions, theft, vandalism, and natural disasters.

Who needs it?

Builder’s risk insurance is needed by anyone that has a financial interest in the construction project. This includes the property owner, builder, general contractor, subcontractors, and any lender providing financial investment in the project. It is always a good idea to make sure you are covered so that you are not personally liable in case something happens. Continue reading ..

Oct

How to Avoid Being Taken Advantage of After a Natural Disaster

Scammers like to take advantage of anyone they can, especially after a natural disaster when you may be at your weakest. They may try to get money or steal your personal information. Be on alert for these potential threats.

Scammers posing as FEMA

Scammers will pose as someone from FEMA or a contractor to take advantage of you. They will try and steal your personal information and, in some cases, use it to apply for FEMA assistance in your name. If this happens and a FEMA official shows up at your door let them know you did not fill out the application. FEMA inspectors are also never allowed to collect your financial information.

Look out for fraudulent contractors

Contractors in times of need may be hard to come by, but do not settle for just anyone. Be wary of door-to-door solicitations as these are typically people posing as a licensed contractor. If they claim to have come from another area to help disaster victims or that they were just in the area and noticed that you need repairs these are also signs of fraud.

An unmarked vehicle is a telltale sign. They often try to pressure you into a sale as well. If they are advertising without a Florida license number and not willing to give you an itemized estimate for the cost of the labor, this is a red flag. Ask for a written contract and if they refuse, take that as another bad sign. Never pay in full or in cash for work or repairs to start a job, because they could leave you high and dry.

Conclusion

It is best to use trusted companies that have done work for family or friends you know. Ask for references you can reach out to that are local. Do the work upfront to protect yourself.

Another important tip! Always verify their license through the Florida Department of Business and Professional Regulation before moving forward. A license can be verified here: https://www.myfloridalicense.com/wl11.asp?mode=1&SID=&brd=&typ=

Protect yourself, your assets, and your family by being an educated consumer or you could fall victim to scammers. Contact us directly here if you have any additional questions on this information.

Oct

6 Things to Do After a Hurricane

Hurricane Ian devastated areas in Southwest Florida when it made landfall with winds up to 155 miles per hour. It wreaked havoc on the beaches that we know and love, broke bridges, flooded homes and so much more. We are thankful that our staff are safe and are working diligently to get their homes and lives back on track.

We have put together a list of six important things to take into consideration after a hurricane. Being prepared and knowing the steps to take after a storm are important for your personal well-being and your home.

HERE ARE SIX IMPORTANT THINGS TO TAKE INTO CONSIDERATION AFTER A HURRICANE

Oct

How to support Southwest Florida in the aftermath of Hurricane Ian

On Wednesday, September 28, Hurricane Ian directly hit Southwest Florida and left mountains of devastation in its wake. Many homes have suffered damage from the high winds and storm surge leaving most without power, water, and some even without a home. Our community is suffering and rebuilding the areas will be a long road to recovery. Here are a few ways to help rebuild the communities affected by hurricane Ian.

Donations and volunteers to help the relief efforts of Hurricane Ian

The American Red Cross is accepting monetary donations to help those affected by Hurricane Ian. They are also accepting volunteers who want to help in the relief efforts. Volunteers will be trained and on standby to travel to support the unique needs of the communities affected. These volunteers would be helping with the day-to-day shelter activities. Learn more here https://www.redcross.org/donate/hurricane-ian-donations.html/

National Voluntary Organizations Active in Disaster (National VOAD) gives you the opportunity to give a cash donation. This gives the voluntary agencies the flexibility to get the most needed resources to the affected areas. Donating to them will help experienced disaster responders get on the ground to help the affected areas to recover. A cash donation helps buy food, water, medicine, and equipment. The National VOAD also allows you the opportunity to volunteer if you feel led to do so. You can learn more here https://www.nvoad.org/

Project Hope is offering support for Hurricane Ian. They are taking donations to aid those impacted and offering volunteer options for those who want to help. Learn more here https://www.projecthope.org/hurricane-ian-how-to-help/09/2022/

United Way has donation and volunteer opportunities. They are accepting volunteers for cleanup, emergency response, relief supply and more. For volunteer opportunities click here https://volunteer.unitedwaylee.org/ They created a disaster relief fund to support local nonprofits and areas that have the most immediate needs. For donations click here https://unitedwaylee.org/hurricane-ian-relief-fund/

The Salvation Army is taking donations to offer food, drinks, shelter, and other emergency services to hurricane survivors. Donations go to the disaster relief operation you select to help bring comfort to those in need. Learn more here https://give.helpsalvationarmy.org/give/166081/#!/donation/checkout

Moving Forward

During this time of uncertainty, Southwest Florida needs all the support it can receive. Monetary donations are being accepted at all the companies mentioned above and volunteer opportunities to help with disaster relief are much appreciated. They are asking that you do not send items as the needs of each area may change.

Here at Sposen Homes our staff is devastated by what we have endured in the aftermath of hurricane Ian but are dedicated to helping restore our amazing Southwest Florida communities. Now is the time to come together and rebuild our piece of paradise.

Sep

Why an inventory home could be the right fit for you

If you are struggling to find your dream home, here is why one of our inventory homes might be right for you. Inventory homes are new construction homes that are built with the same standards and quality as our semi-custom-built homes.

These homes feature our most popular floor plans and premium design selections. With a faster move in timeline, popular layout, and designer selections pre-selected you may find an inventory home is perfect for your family.

Advantages of buying an inventory home

The price of an inventory home is set. This means you are not investing any more money in additional upgrades, the land and selecting the floor plan. It also takes away the headache of choosing the selections you want in your home since this is done by the builders’ design team.

Aug

Cape Coral Permitting Office Update

As of Friday, August 19, the Cape Coral permit desk at city hall will be closed on Fridays to allow the staff to catch up on their backlogged permits. There are over seven thousand permits in progress, and they’re working on training more staff to help get them processed.

They will still be open for emergency permits, returning phone calls and emails but will not be taking new permit submissions. The online portal will also be accessible for those to check on permit statuses. 

City hall believes that closing to the public on Fridays will help them to train more employees and catch up on the influx of permits they have. For more information please visit: https://nbc-2.com/news/2022/08/12/cape-coral-city-officials-working-through-permit-backlog/

Sposen is hopeful this will help in streamlining their process and allow for faster turnarounds, so we can get to building your home faster! To view the floor plans Sposen offers please check here.

If you have specific permitting questions, please inquire directly at 239-244-8886 to speak directly to our New Home Specialist team or email hello@sposenhomes.com.